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@madmann26 wrote:The "date updated" hasn't changed since Sept 2012. Do you have a previous report to compare to?
This was the next to last SW I pulled on 10/25/2012
Status as ofDate opened [?]Date of last activity [?]Largest past balance [?]Account Type [?]Account holder [?]Industry
Dec, 2011 |
May, 2008 |
Dec, 2008 |
$652 |
Revolving |
Individual |
National Credit Card Cos. |
No contact information provided by Equifax
Balance [?] Current Status [?]
$0 | Bad debt/collection |
Seven year payment history [?]
30 days late60 days late90+ days late
1 time |
1 time |
3 times (May 2009, Apr 2009, Mar 2009) |
Call them?
I called and asked "how can I be late when the account was sold and balance paid in full"
the response I got was: " it's the credit reporting agencies that puts the lates on there"
This is gonna be a MAJOR headache!!!!!
First Premier is a real pain in the ... I am currently dealing with them
I'll keep my fingers crossed for ya
They are lieing to you. They provide the data.
Sounds like your average CA to me. Screw First Premier. I just paid a CA a settlement to have it report $0. At least it will stop hurting my utilization, it's the best I could do.
Dispute this with the credit bureau which is reporting it. I would find if possible the check showing it was paid and send it in with the dispute.
@sphinx313 wrote:Sounds like your average CA to me. Screw First Premier. I just paid a CA a settlement to have it report $0. At least it will stop hurting my utilization, it's the best I could do.
Sad part is I'm not dealing with a CA but with FPB directly
I just couldn't believe that she was saying that the CRB's
were the ones coming up with the lates and take my issues
up with them.
I Disputed this morning and put in the addition comments box that
FP said that the CRB's were responsible for coming up with the lates
and that I wanted to know how that they the CRB's calculated me being
late.
Should be interesting.......lol