First timer here - weighing options - newbie questions.

[sjt]

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@Anonymous wrote:

I found the goodwill stuff.

I found something else. I have a "Closed"  account with "Account Status CHARGE_OFF"

That one was sent to a collector, and I paid it - looks like two years ago. That one was Midland and I guess they quit reporting it due to the thing we already discussed.

But the original account holder is still on there showing the charge off. Seems like it should be one or the other, but I don't understand all this stuff.

It shows  Delinquency First Reported Dec 01, 2012
and  Date Reported Nov 24, 2014

I assume there's nothing I can do about it except let it age off.

But does it age off in December 2019 or November 2021?

Why would the dates be two years apart?

Thans for looking.
 

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When the orginal creditor sells the debt, they charge it off to zero and notate the sale. It will still remain on your file for 7 years.