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Fixing Discrepancy Between 3 Credit Scores

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saronian
Established Member

Fixing Discrepancy Between 3 Credit Scores

I am currently one year post Chapter 7 discharge. Only one credit card, a secured Visa.

 

Credit scores have been improving over the past 12 months, but TransUnion appears to be stalled.

 

Equifax - 589 > 662  (+73)

Experian - 667 > 714  (+47)

TransUnion - 625 > 633  (+6)

 

Here's what I have noticed. The secured Visa is not reported on TransUnion. In fact almost no information is shown on my TransUnion report.

 

Other than the lack of reporting, is there anywhere else I should be checking to help solve the 81 point gap between high and low scores?

 

Thanks.

 


Starting Score: 589
Current Score: FICO Score 8 - EQ823 TU810 EX827
Message 1 of 3
2 REPLIES 2
westo12
Established Contributor

Re: Fixing Discrepancy Between 3 Credit Scores

Who is your card with? Have you tried calling their credit reporting dept., to see if they will report to TU?
Chap7 discharge 07/2015
Fico 5/1/19: TR:650(73% util)
Cap1(Plat+QS) 3500+4500/Merrick 1600/Express 4100/Overstock 4900.
Message 2 of 3
saronian
Established Member

Re: Fixing Discrepancy Between 3 Credit Scores

No, but I wll give First Tech CU a call. Thanks for the suggestion.


Starting Score: 589
Current Score: FICO Score 8 - EQ823 TU810 EX827
Message 3 of 3
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