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I am currently one year post Chapter 7 discharge. Only one credit card, a secured Visa.
Credit scores have been improving over the past 12 months, but TransUnion appears to be stalled.
Equifax - 589 > 662 (+73)
Experian - 667 > 714 (+47)
TransUnion - 625 > 633 (+6)
Here's what I have noticed. The secured Visa is not reported on TransUnion. In fact almost no information is shown on my TransUnion report.
Other than the lack of reporting, is there anywhere else I should be checking to help solve the 81 point gap between high and low scores?
Thanks.
No, but I wll give First Tech CU a call. Thanks for the suggestion.