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For those rebuilding/gardening

Regular Contributor

For those rebuilding/gardening


this is proven.... I just received 4 open lines of credit with not one hard inquiry.  Was a huge relief for me to find this and I want to share it with you all.


best part- no annual fees Smiley Happy))


 photo ficos3.jpg
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Moderator Emeritus

Re: For those rebuilding/gardening

Commonly referred on here as the shopping cart trick.  Yes I've seen this and have heard that it works.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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