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Browse credit cards from a variety of issuers to see if there's a better card for you.
If you make application, even with conditional terms on your part, you have inititated a request for credit, and thus give them permissible purpose to pull your credit report.
They can pull either as hard or soft, at their discretion.
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...and USPS Informed Delivery tells me I'm getting another one of these junk offers from Fortiva today. *rolls eyes*
What is SSL ?