[Ed: This is a repost from another thread. I'm sure this information is in a FAQ somewhere, so please delete if this is inappropriate.]
From About.com: Federal law allows you to get at least one free credit report each year from each of the three credit bureaus. You can also get a free credit report in certain situation, for example, if you’re unemployed and preparing to look for a job. Some states have laws that allow you to get a free credit report.These states include:
- Colorado - one free per calendar year, then $8
- Georgia - always free
- Maine - one free per 12 months, then $5
- Maryland - one free per 12 months, then $5
- Massachusetts - one free per calendar year, then $8
- New Jersey - one free per 12 months, then $8
- Puerto Rico - always free
- Vermont - one free per 12 months, then $7.50
Score! My state lawmakers doing it right for once.
Full list of states with free or discounted reports: CA, CO, CT, GA, ME, MD, MA, MN, MT, NJ, PR, VT, or VI (list taken directly from TransUnion's page).
Get your Free Reports:
Equifax 800 685 1111 (or online)
TransUnion 800 888 4213 (or online)
Experian 866 200 6020
