From Homeless ---------> to Alliant & 1st unsecured card. Stuck & need help, please.

[Anonymous]

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@Anonymous wrote:

Gina, Please have a GREAT day!

The impact of your post yesterday stuck with me the remainder of the evening.

Hence this re-affirmation of your achievement, perseverance and positive attitude.

Have a GREAT day!

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Sebastian503,

This made my DAY! And today is my birthday (I even received the cupcake email from Experian) LOL . Also, the Alliant paperwork arrived, and I can make my deposit now. YAY!

Past: I didn't have a reason to celebrate.

Present: I am the reason to celebrate.

ginaLOLLA

[Blackswizz750]

You are making my day. I complain more than I should and you have taken your circumstances and thrived and you are strategic with credit. The board here is gold if used properly. Keep up the good work gina LOLLA!

[Anonymous]

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@Anonymous wrote:
Norman can you please explain what you mean by " you don't want to have 3 cards.". Thanks

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you *DO* want to have 3 cards.....

[Anonymous]

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@Anonymous wrote:

Thanks boxter. I'm afraid to apply for too many cards so suddenly. Your success definitely gives me hope for higher numbers!

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Gina get as many credit cards as u possibly can since ur rebuilding. After u get as many as u can (at least 3 if possible) u sit on those cards and use it and pay for it and let it age after about 9-12 months of on time payment u will see a jump in ur score and will open doors to better cards with better rewards

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Thanks boxter. I'm afraid to apply for too many cards so suddenly. Your success definitely gives me hope for higher numbers!

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Gina get as many credit cards as u possibly can since ur rebuilding. After u get as many as u can (at least 3 if possible) u sit on those cards and use it and pay for it and let it age after about 9-12 months of on time payment u will see a jump in ur score and will open doors to better cards with better rewards

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Thanks Rott,

Do you recommend using the cards and carrying a zero balance or a low balance? I'm not sure where I should plan for this.

ginaLOLLA