If you're on this board, you're probably facing the beginning of your journey, trudging through the trenches of repair or coming back to encourage others! For the first time, I'm here today for the latter, thanks to all of you before me who have come here to share your journeys.
I am giddy to report that today I received my CLEAR TO CLOSE and this week, I will be a first time homeowner! AND my mortgage rate is fantastic. 3.75% Fixed!
If I can do it, ANYONE can do it. YOU can fix your problems and realize your dreams, too. There's no overnight quick fixes. Credit takes TIME and I am so glad I found these forums and decided to make a plan and grind and grind and grind and then GRIND some MORE.
Congrats! I'm in the process of trying to accomplish the same thing! Must be a great feeling!
Thank-you! I looked back and I first posted to this forum for help on repairing with home ownership as the goal in Fall 2014. 2 years sounds like a long tiime, but every day you move 0.1% further along and eventually... BAM! You're there!