I have been disputing this for over a year now and everytime i do they just report another late to my EQ report. i had a gap account and paid it off about 3 years ago and i have been trying to get them to report it as paid and closed and they refuse to. i sent EQ a letter from the Collection agency and i got the results and they left it on all the lates from the past year even though it was never late this past year and was CLOSED AND PAID. what should i do?
In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k Last HP: 4/30
So this is a paid closed account from 3 years ago and they are adding monthly lates to it? Is it show a $0 balance?
Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+ Take the myFICO Fitness Challenge Current scores after adding $81K in CLs and 2 new cars since July 2013 EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.