In my first post I said how having my car repo’d in July was what caused me to wake up and start taking care of my credit. The day after my car was repo’d, GM Financial sent out a letter stating that they intended to sell my car at auction and that I could be responsible for a deficiency. It did not give me a date, place or time of said auction in the letter. I have been waiting to receive some kind of notice of when the auction will be. I never got notice but just recently received a new letter stating that the car was sold a few weeks after repo and that I owe almost $10k, which has reflected on my CRA reports.
Since I was never given notice, my right to attend the auction was violated. Do I have a chance of getting the repo off my CRA reports because of this?
