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GM Financial, GW?

Regular Contributor

GM Financial, GW?

I haven't seen much recent for goodwill with GM Financial on these boards.  This is what is reporting for me.  Paid Charge Off from GM, was not a repo.  Here are the lates on my printed EQ CR:  11/14 - 30d, 12/14 - 30d, 1/15 - 60d, 2/15 - 90d, 03/15 & 04/15 - CO.  Here is a screenshot from my EQ online just now.  What do I do with this?  Goodwill and hope for the best?  TU reports as "Account Paid in Full; was a Charge-off."

 

Screen Shot 2017-12-07 at 11.33.14 AM.png







Starting Score: 10/1/2017

Fico8 EQ 591 TU 578 EX 598
Mortgage: EQ 616 TU 632 EX 590

Current Score: 2/1/2018
Fico 8: EQ 608 TU 669 EX 632
Mortgage: EQ 629 TU 657 EX 657


Goal Score:
700 Club


Take the myFICO Fitness Challenge
Message 1 of 3
2 REPLIES
Established Contributor

Re: GM Financial, GW?

I wrote a GW letter and it got to their legal department. I was unemplyed for six months and had several 30-day and a few 60-day lates. Caught up in February of this year and have remained current ever since. I was told that they report accurate information (duh! I wasn't saying it was inaccurate) and they wouldn't change it. So good luck. I should probably write them again and also write to Cap One as well. 

Starting Score: EQ 497 TU 496 EX 499
Current Score: EQ 592 TU 580 EX 581
Goal Score: 700 Across the board


Take the myFICO Fitness Challenge
Message 2 of 3
Regular Contributor

Re: GM Financial, GW?

That is what i'm gathering from searches on Myfico on GM and Goodwill.  It appears that they never grant it.  I may try just for sake of knowing that I tried, but not holding my breath on it.  It will be Oct 2021 when that TL should fall off my report.  One of the downfalls if the Creditor does not grant goodwill I guess.  







Starting Score: 10/1/2017

Fico8 EQ 591 TU 578 EX 598
Mortgage: EQ 616 TU 632 EX 590

Current Score: 2/1/2018
Fico 8: EQ 608 TU 669 EX 632
Mortgage: EQ 629 TU 657 EX 657


Goal Score:
700 Club


Take the myFICO Fitness Challenge
Message 3 of 3