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Happy as a clam right now; just pulled my scores & I had some good upward movement in all my scores this month!
FICO 8- EX from 638 to 665; TU from 690 to 692; EQ from 673 to 686 EDIT: 689
FICO 9- EX from 619 to 629; TU from 609 to 640; EQ from 619 to 622
FICO M- EX from 690 to 709; TU from 693 down to 691(?); EQ from 675 to 684
FICO A- EX from 686 to 725; TU from 714 down to 712(?); EQ from 682 to 686
FICO BC- EX from 659 to 672; TU from 677 to 685; EQ from 665 to 674
My TU scores may have dipped because CK stated that I missed a student loan payment, but they are currently in deferment, so a late isnt possible right now. I'll have to call TU.
Now, I'm not posting these to brag (because in the overall scheme of things these aren't great scores), but to show others that are starting out or early in their journey who get frustrated that with time & patience your scores WILL start to climb. Stay the course & never give up!
Go, Mr McDoodlebutt!
Congrats!
@Anonymous wrote:Happy as a clam right now; just pulled my scores & I had some good upward movement in all my scores this month!
FICO 8- EX from 638 to 665; TU from 690 to 692; EQ from 673 to 686
FICO 9- EX from 619 to 629; TU from 609 to 640; EQ from 619 to 622
FICO M- EX from 690 to 709; TU from 693 down to 691(?); EQ from 675 to 684
FICO A- EX from 686 to 725; TU from 714 down to 712(?); EQ from 682 to 686
FICO BC- EX from 659 to 672; TU from 677 to 685; EQ from 665 to 674
My TU scores may have dipped because CK stated that I missed a student loan payment, but they are currently in deferment, so a late isnt possible right now. I'll have to call TU.
Now, I'm not posting these to brag (because in the overall scheme of things these aren't great scores), but to show others that are starting out or early in their journey who get frustrated that with time & patience your scores WILL start to climb. Stay the course & never give up!
Grats on the higher scores. As far as the deferment, just dispute that late stating its in deferrment, they are going to have to verify it with the creditor anyway, upload your deferrment approval as proof.
No one should look at it as bragging. Your in rebuild mode and its working Scoot! I've said it many times. My siggy is just for others to see what can happen if you research here. Ask questions. And learn from everyone that have been in our shoes and how they recovered. I recovered and now I spend my time in the BK and Rebuild corner of the forum to pay it forward to others of what I learned and to pass it on man. Keep on kicking butt dude!
@Anonymous wrote:Happy as a clam right now; just pulled my scores & I had some good upward movement in all my scores this month!
FICO 8- EX from 638 to 665; TU from 690 to 692; EQ from 673 to 686
FICO 9- EX from 619 to 629; TU from 609 to 640; EQ from 619 to 622
FICO M- EX from 690 to 709; TU from 693 down to 691(?); EQ from 675 to 684
FICO A- EX from 686 to 725; TU from 714 down to 712(?); EQ from 682 to 686
FICO BC- EX from 659 to 672; TU from 677 to 685; EQ from 665 to 674
My TU scores may have dipped because CK stated that I missed a student loan payment, but they are currently in deferment, so a late isnt possible right now. I'll have to call TU.
Now, I'm not posting these to brag (because in the overall scheme of things these aren't great scores), but to show others that are starting out or early in their journey who get frustrated that with time & patience your scores WILL start to climb. Stay the course & never give up!
Progress is progress....Congrats!!!
I wouldn't stress about those 2pt drops, that's basically nothing. Literally a $5 variance in balance could do that. Don't stress. Youre doing awesome, those are prime scores! Awesome gains for a month. I love seeing score jumps like that.
Just had a straggler score bump from EQ: +3 pts! Yay!
August score bumps & hiccups:
FICO 8- EX from 671 to 674; TU from 692 to 697; EQ from 689 to 684
FICO 9- EX from 629 to 631; TU from 640 to 630; EQ from 622 to 632
FICO M- EX from 709 to 709; TU from 691 to 703; EQ from 684 to 696
FICO A- EX from 725 to 724; TU from 712 to 723; EQ from 686 to 696
FICO BC- EX from 672 to 681; TU from 685 to 690; EQ from 674 to 674