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GOOD UPWARD SCORE MOVEMENT THIS MONTH!

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Anonymous
Not applicable

GOOD UPWARD SCORE MOVEMENT THIS MONTH!

Happy as a clam right now; just pulled my scores & I had some good upward movement in all my scores this month!

 

FICO 8- EX from 638 to 665; TU from 690 to 692; EQ from 673 to 686  EDIT: 689

FICO 9- EX from 619 to 629; TU from 609 to 640; EQ from 619 to 622

FICO M- EX from 690 to 709; TU from 693 down to 691(?); EQ from 675 to 684

FICO A- EX from 686 to 725; TU from 714 down to 712(?); EQ from 682 to 686

FICO BC- EX from 659 to 672; TU from 677 to 685; EQ from 665 to 674

 

My TU scores may have dipped because CK stated that I missed a student loan payment, but they are currently in deferment, so a late isnt possible right now. I'll have to call TU.

 

Now, I'm not posting these to brag (because in the overall scheme of things these aren't great scores), but to show others that are starting out or early in their journey who get frustrated that with time & patience your scores WILL start to climb. Stay the course & never give up!

Message 1 of 25
24 REPLIES 24
Remedios
Credit Mentor

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

Go, Mr McDoodlebutt! 

 

Congrats! 

Message 2 of 25
gdale6
Moderator Emeritus

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!


@Anonymous wrote:

Happy as a clam right now; just pulled my scores & I had some good upward movement in all my scores this month!

 

FICO 8- EX from 638 to 665; TU from 690 to 692; EQ from 673 to 686

FICO 9- EX from 619 to 629; TU from 609 to 640; EQ from 619 to 622

FICO M- EX from 690 to 709; TU from 693 down to 691(?); EQ from 675 to 684

FICO A- EX from 686 to 725; TU from 714 down to 712(?); EQ from 682 to 686

FICO BC- EX from 659 to 672; TU from 677 to 685; EQ from 665 to 674

 

My TU scores may have dipped because CK stated that I missed a student loan payment, but they are currently in deferment, so a late isnt possible right now. I'll have to call TU.

 

Now, I'm not posting these to brag (because in the overall scheme of things these aren't great scores), but to show others that are starting out or early in their journey who get frustrated that with time & patience your scores WILL start to climb. Stay the course & never give up!


Grats on the higher scores. As far as the deferment, just dispute that late stating its in deferrment, they are going to have to verify it with the creditor anyway, upload your deferrment approval as proof.

Message 3 of 25
FireMedic1
Community Leader
Mega Contributor

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

No one should look at it as bragging. Your in rebuild mode and its working Scoot! I've said it many times. My siggy is just for others to see what can happen if you research here. Ask questions. And learn from everyone that have been in our shoes and how they recovered. I recovered and now I spend my time in the BK and Rebuild corner of the forum to pay it forward to others of what I learned and to pass it on man. Keep on kicking butt dude!


Message 4 of 25
Anonymous
Not applicable

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

I LOVE POSTS LIKE THIS!!! I too had a slight increase this month and it feels good to share with people who support and encourage you. My scores are way lower than yours BUT i feel optimistic every time I read a post! I know ONE DAY I will post that I hit 600 then 700 and maybe one day 800.
Thanks for sharing and KEEP GROWING!!!
Message 5 of 25
Anonymous
Not applicable

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!


@Anonymous wrote:

Happy as a clam right now; just pulled my scores & I had some good upward movement in all my scores this month!

 

FICO 8- EX from 638 to 665; TU from 690 to 692; EQ from 673 to 686

FICO 9- EX from 619 to 629; TU from 609 to 640; EQ from 619 to 622

FICO M- EX from 690 to 709; TU from 693 down to 691(?); EQ from 675 to 684

FICO A- EX from 686 to 725; TU from 714 down to 712(?); EQ from 682 to 686

FICO BC- EX from 659 to 672; TU from 677 to 685; EQ from 665 to 674

 

My TU scores may have dipped because CK stated that I missed a student loan payment, but they are currently in deferment, so a late isnt possible right now. I'll have to call TU.

 

Now, I'm not posting these to brag (because in the overall scheme of things these aren't great scores), but to show others that are starting out or early in their journey who get frustrated that with time & patience your scores WILL start to climb. Stay the course & never give up!


Progress is progress....Congrats!!!

Message 6 of 25
Anonymous
Not applicable

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

When a lot of people see 2-5 points in a month, I’d say that’s a great gain - congrats man!
Message 7 of 25
coreysw12
Valued Contributor

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

I wouldn't stress about those 2pt drops, that's basically nothing. Literally a $5 variance in balance could do that. Don't stress. Youre doing awesome, those are prime scores! Awesome gains for a month. I love seeing score jumps like that.

    Total Loan Balance: $43k / $65k


    Total SL: $78k

United 1K - 725,000 lifetime flight miles    |    Chase Status: 4/24
Message 8 of 25
Anonymous
Not applicable

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

Just had a straggler score bump from EQ: +3 pts! Yay!

Message 9 of 25
Anonymous
Not applicable

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

August score bumps & hiccups:

 

FICO 8- EX from 671 to 674; TU from 692 to 697; EQ from 689 to 684 

FICO 9- EX from 629 to 631; TU from 640 to 630; EQ from 622 to 632

FICO M- EX from 709 to 709; TU from 691 to 703; EQ from 684 to 696

FICO A- EX from 725 to 724; TU from 712 to 723; EQ from 686 to 696

FICO BC- EX from 672 to 681; TU from 685 to 690; EQ from 674 to 674

Message 10 of 25
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