GOOD UPWARD SCORE MOVEMENT THIS MONTH!

[Remedios]

Congrats! 

[Anonymous]

Congrats man, nice work!

[Anonymous]

I love reading post like this, it shows that it can be done and all we have to do is work at it.

[Anonymous]

Sept update-

Hit a minor stumbling block at the end of August, as I had to put some balances on a few accounts moving the kids into college, & they reported before I could PIF. Not too worried, as nothing else derogatory reported. My EX scores took the hardest hit, my FICO 8 falling 24 points (9 pts for the Amex inq, 9 pts for my NFCU reporting with a high balance, & 8 pts for I don't know what yet)! I'll get these accounts paid down & see where we are on Oct 1.

The high points for the month was getting the Amex Gold & the Apple cards!

FICO 8- EX from 675 to 651; TU from 697 to 684; EQ from 684 to 677 

FICO 9- EX from 631 to 618; TU from 630 to 617; EQ from 632 to 630

FICO M- EX from 709 to 709; TU from 703 to 703; EQ from 696 to 696 no change

FICO A- EX from 724 to 724; TU from 723 to 723; EQ from 696 to 696 no change

FICO BC- EX from 681 to 663; TU from 690 to 677; EQ from 674 to 667

[Anonymous]

October Update-

Pulled my reports today. My NFCU Platinum only shows the updated balance on EX; my TU & EQ did not update yet. Likewise, my Cap1 QS1 has not updated. My three new cards, Amex Gold, Apple Card, & NFCU More Rewards are not reporting yet. I'm sure that once my new accounts report & my other accounts update the scores will be more accurate. Pressing on to Nov 1!

FICO 8- EX from 651 to 665; TU from 684 to 675 EDIT:UP TO 688; EQ from 677 to 667 EDIT: UP TO 675

FICO 9- EX from 618 to 640; TU from 617 to 608; EQ from 630 to 627

FICO M- EX from 709 to 696; TU from 703 to 702; EQ from 696 to 694

FICO A- EX from 724 to 714; TU from 723 to 722; EQ from 696 to 694

FICO BC- EX from 663 to 676; TU from 677 to 668; EQ from 667 to 665

[FireMedic1]

Good work dude. Now chill so we can see all 7's in all the FICO scores real soon.

[Anonymous]

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@FireMedic1 wrote:

Good work dude. Now chill so we can see all 7's in all the FICO scores real soon.

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Yep, no more cards for me for a while!

[Anonymous]

NOVEMBER UPDATE-

Massive jumps this month; two FICO 8 scores cracked 700! Mortgage scores up across the board. EX FICO Auto went down 4 pts... =(

FICO 8- EX from 665 to 691; TU from 688 to 703; EQ from 675 to 704

FICO 9- EX from 640 to 640 (NC); TU from 608 to 632; EQ from 627 to 645

FICO M- EX from 696 to 722; TU from 702 to 704; EQ from 694 to 696

FICO A- EX from 714 to 710; TU from 722 to 724; EQ from 694 to 696

FICO BC- EX from 676 to 697; TU from 668 to 702; EQ from 665 to 695

[FireMedic1]

Like I said earlier. Bring on the 7's and you got 2 out of three. Last one will crack soon. Congrats man!

[Blazon]

Great News !!! On the upward score movement. I am rooting for you.. Happy Gardening 👍