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GOOD UPWARD SCORE MOVEMENT THIS MONTH!

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Established Member

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH!

Noice!!!!! I’ll be there one day my friend! Love hearing these!
Started rebuild 6/2016
EQ: 488 TU: 504 EX: 497
Current as of 11/15/19 (fico8)
EQ: 614 TU: 641 EX: 628
Goal
750 across
Current State: I canna stay in the garden captain there’s just nat enough powa for it yet
Message 21 of 23
Established Contributor

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH! NOV '19 UPDATE

December Update:

 

Little bit of a slide this month... =/ Press on to the new year! =)

 

FICO 8- EX from 691 to 690; TU from 703 to 706; EQ from 704 to 699

FICO 9- EX from 640 to 630; TU from 632 to 632 (NC); EQ from 645 to 636

FICO M- EX from 722 to 718; TU from 704 to 704 (NC); EQ from 696 to 696 (NC)

FICO A- EX from 710 to 706; TU from 724 to 724 (NC); EQ from 696 to 682

FICO BC- EX from 697 to 696; TU from 702 to 705; EQ from 695 to 690



Starting Score: Nov 3, 2018: EX 597 TU 599 EQ 616
Current Score: December 1, 2019: EX 690 TU 706 EQ 699
Goal Score: Dec 31, 2019: EX 700 TU 700 EQ 700

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Message 22 of 23
Frequent Contributor

Re: GOOD UPWARD SCORE MOVEMENT THIS MONTH! NOV '19 UPDATE

Same here - it's clear I'm not going to hit my 700's goal by the end of the year, when my scores now are slightly lower than they were in September. Doesn't matter really - as they say, it's a marathon, not a sprint!

 

I know why my scores are lower - it's because I'm using too much available credit on my cards. It's somewhat superficial, however, as much of the balances are things I have to pay for at work that get reimbursed "eventually". So there's a light at the end of the tunnel.

    Total CL: $21,100
Fico 8 Scores:
12/2018:
03/2019:
06/2019:
09/2019:
Goals:   550 by 12/2018 600 by 3/2019   650 by 6/2019   700 by 1/2020   750 by 1/2021 800+ by 1/2022
7 derog. (all settled 1/2019)     |     Inquiries: 1, 4, 5     |     AoOA: 10.2yr     |     AAoA: 5.4yr     |     AoYA: 0.6yr
Message 23 of 23
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