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December Update:
Little bit of a slide this month... =/ Press on to the new year! =)
FICO 8- EX from 691 to 690; TU from 703 to 706; EQ from 704 to 699
FICO 9- EX from 640 to 630; TU from 632 to 632 (NC); EQ from 645 to 636
FICO M- EX from 722 to 718; TU from 704 to 704 (NC); EQ from 696 to 696 (NC)
FICO A- EX from 710 to 706; TU from 724 to 724 (NC); EQ from 696 to 682
FICO BC- EX from 697 to 696; TU from 702 to 705; EQ from 695 to 690
Same here - it's clear I'm not going to hit my 700's goal by the end of the year, when my scores now are slightly lower than they were in September. Doesn't matter really - as they say, it's a marathon, not a sprint!
I know why my scores are lower - it's because I'm using too much available credit on my cards. It's somewhat superficial, however, as much of the balances are things I have to pay for at work that get reimbursed "eventually". So there's a light at the end of the tunnel.
January Update:
Oops, forgot to post my scores last month!
FICO 8- EX from 690 to 685; TU from 706 to 699; EQ from 699 to 692
FICO 9- EX from 630 to 637; TU from 632 to 617; EQ from 636 to 638
FICO M- EX from 718 to 705; TU from 704 to 702; EQ from 696 to 701
FICO A- EX from 706 to 695; TU from 724 to 707; EQ from 682 to 702
FICO BC- EX from 696 to 688; TU from 705 to 699; EQ from 690 to 695
February Update:
Mostly ups & a few downs this month- still paying off some debt from the holidays... probably what caused a few of my scores to dip... =/
FICO 8- EX from 685 to 694; TU from 699 to 702; EQ from 692 to 688
FICO 9- EX from 637 to 634; TU from 617 to 621; EQ from 638 to 637
FICO M- EX from 705 to 707; TU from 702 to 704; EQ from 701 to 707
FICO A- EX from 695 to 687; TU from 707 to 724; EQ from 702 to 692
FICO BC- EX from 688 to 698; TU from 699 to 703; EQ from 695 to 695 (NC)