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GW Capital One and Credit One Success

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JPeanut503
Frequent Contributor

Re: GW Capital One and Credit One Success

That is great! I went through the EO office at Capital One and didn't have much luck. Do you mind pm-ing me the email you used? It never hurts to try and try again I guess Smiley Happy


Beginning myfico score watch 608 (4/4/14)
EQ 652 (9/17/14) myfico
TU 641 (9/17/14) myfico
EX 671 (9/17/14) myfico
**Goal Score: 700 across the board
Message 11 of 55
NycGirl41
Contributor

Re: GW Capital One and Credit One Success


@spike69 wrote:

Can you give any more info on the CO that you had GWd. Was it paid? If so, in full or for a lesser amount? Was it close to FOD?

 

Thanks!


The CO I had was with Credit One and it was turned over to New Century Financial. I settled with New Century for a lesser amount than I owed and they agreed to PFD. Once I took care of New Century, I sent a GW to Credit One asap. Now thankfully I have the collection from New Century deleted as well as the Credit One CO. The CO was on my CR for only 6 months

Starting Score (May 2014): 580 TU | 574 EQ | 572 EX
Current Score (April 2015): 673 TU | 650 EQ | 664 EX
         
Message 12 of 55
NycGirl41
Contributor

Re: GW Capital One and Credit One Success


@tieton wrote:

Great news and congratulations! As someone who has pulled themselves up from the bottom of FICO hell, I understand how big of a deal it is to finally break the 600 mark. Nice work and keep climbing!


Thank you! I finally feel like on on the right track Smiley Happy

Starting Score (May 2014): 580 TU | 574 EQ | 572 EX
Current Score (April 2015): 673 TU | 650 EQ | 664 EX
         
Message 13 of 55
SunriseEarth
Moderator Emeritus

Re: GW Capital One and Credit One Success


@NycGirl41 wrote:

About one week ago I sent GW emails to Capital One and Credit One. They responded back to me promptly. I’m happy to say that both companies agreed to have my CO and lates deleted. I honestly wasn’t even sure I was going to have any success with Capital One being that I’ve been hearing they are very difficult when it comes to GWs but I decided to try and email their EO anyway and I’m so glad I did. As of today the CO and lates are removed from all 3 of my credit reports. I’m amazed that everything was removed so quickly! Now my scores are finally in the 600’s. It may not be a big deal to some of you, but this is a huge accomplishment to me after being in the 500’s for so long! If it wasn’t for this forum I would’ve never known anything about GW. I really appreciate all the knowledge I received from here. Thank you everyone Smiley Happy


Great news!   I'm making GW efforts for my settled Cap One CO currently, so this is encouraging.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
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Message 14 of 55
rkinne02
Valued Member

Re: GW Capital One and Credit One Success

Could I get a PM of the email address you used for Capital One and also Credit One? Thanks and congrats on the deletions!

Message 15 of 55
Rozebudd
Valued Member

Re: GW Capital One and Credit One Success

Hi NYCGirl!

 

Cheers to hitting the 600's. So great for you!  Cap One deletions are difficult, so great success! You give me hope!

 

I have two settled Cap One C/O  accounts, so a GW success on each would be awesome for me!

 

If you don't mind, please forward the email address and contact information to my PM!  I would greatly appreciate it!

 

Keep up the good work!

 

Rozebudd

Message 16 of 55
ficonian
Valued Member

Re: GW Capital One and Credit One Success

Congratulations!!! Your scores reflects your journey. Great Job!!!

 

I am ready..can you pm the EO's email to me? Thank you in advance.

Message 17 of 55
NycGirl41
Contributor

Re: GW Capital One and Credit One Success

PM's sent Smiley Happy

Starting Score (May 2014): 580 TU | 574 EQ | 572 EX
Current Score (April 2015): 673 TU | 650 EQ | 664 EX
         
Message 18 of 55
j2figuer
Member

Re: GW Capital One and Credit One Success

Congrats on getting the CO removed- big accomplishment! I sent a letter to Cap One asking them to remove a CO that I'm paying but I didn't have any luck. Would you mind please sharing the email address you used with me? I'm sorry, I know it must be a pain to have to send it so many times!

Message 19 of 55
eoliver89
Established Member

Re: GW Capital One and Credit One Success

Do you mind sending me the contact information for Captial One and Credit One too? Thanks so much!

Message 20 of 55
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