robmod, I would GW it. It is worth it. I disagree that lates only hurt for a short period of time. I know most have heard my story, but it bears repeating again. For those who have already heard it, please switch to another channel for a few seconds.
I had a 30 day "status". Never was late, never was reported late, just a status that was 30 days late. It was over 2.5 years old. Upon removal, EQ +26, TU +43.
___________________________________________________________________ Do what is true in spite of the consequences--your future is only as true as you are.
I have the letter typed and ready to go (love my new folder of letter templates!) I might as well send it. I will not have high hopes, but maybe they will do go with it. This will be my first GW. We will see what happens. Thanks for the advise.
I just today got the results on a dispute and we are in luck, there is an address: Ford Credit PO Box 152271 Irving TX 75015 800-727-7000 I'll update on the results of my GW in the future. Good luck to you