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I'm in the process of rebuilding my credit from plain stupidity during my years in college. One of the cc during that time was from Capital One that was charged off and has been paid. I'm currently a cardholder (different account) and was wondering if anyone has had luck gw the charge off from years past. This is one of the few baddies that remain on the account and would love to have it deleted before it drops off in a couple years. Any help is greatly appreciated.
they are my only derog, I have been sending gw letters weekly since Sept. to them, I keep getting form letter, "...we must report correctly".
They are probably the worst at giving gw. Search Cap one gw and you will see many pages of posts.
Good Luck and don't give up, I'm not!