PO Box 3097
To Whom It May Concern::
I am writing to see if you would be willing to make a “goodwill” adjustment to your reporting to the three credit reporting agencies. The above reference account was placed with you for collections by Sprint PCS in Feb 2004. I paid the account in full on April 2004.
Because I have paid the account in full, I would like you to consider deleting the account from you records and stop reporting to the three credit reporting agencies. I had no idea about this collection company because I have received no letter from you regarding this. As soon and I found about out about this collection from pulling my 3 in 1 credit report. I contacted you and paid as soon as I could.
I am in the process of refinancing my home and currently my scores are too low to do so. I have a 30-60 day time frame to get my scores up. I have been paying all items on my credit report and because this one is already paid all I can do it hope you will delete which will increase my score a lot. Your customer service representative suggested that I write you for a “goodwill adjustment.”
Edited to remove personal information(email addresses). Please do not share yours or anyone else's personal information on the forums. - sidewinder
Message Edited by HappyDays on 07-13-2008 11:28 AM