GW Question

[Anonymous]

If I've paid the CA, and both the CA and the OC are reporting (I know, bad move) do I have to ask both for a GW adjustment? Will one stop reporting once it's paid?

[JShidell]

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likewise wrote:
If I've paid the CA, and both the CA and the OC are reporting (I know, bad move) do I have to ask both for a GW adjustment? Will one stop reporting once it's paid?

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is the OC still showing a balance?

If you already paid the CA the only thing you can try is GWing the CA.  You will also have to try to GW the OC as well if you want a GW adjustment.

They will not stop (in most occassions) reporting after the account has been paid.  I heard on some occassions that some CAs have deleted or removed after payment but that is very rare.  You best bet is to GW the CA and the OC both.

Good Luck

v/r

JShidell

[Anonymous]

If you want both removed-- you have to GW both. The CA can only remove their entry and the OC can only remove theirs.

However, how old is the OC entry? Removing older accounts could actually hurt more than help.

If this OC entry is contributing to your age/average age in a significant way, I would leave it.

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likewise wrote:
If I've paid the CA, and both the CA and the OC are reporting (I know, bad move) do I have to ask both for a GW adjustment? Will one stop reporting once it's paid?

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[treski]

Couldn't you GW the OC for the bad payments, instead of requesting they delete the account altogether?  Although, I suppose it's up to the OC ....

[Anonymous]

You could--- but the OC could find it easier to just remove the whole account. They often do this on older, closed accounts.

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treski wrote:

Couldn't you GW the OC for the bad payments, instead of requesting they delete the account altogether?  Although, I suppose it's up to the OC ....

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[Anonymous]

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@Anonymous wrote:

If you want both removed-- you have to GW both. The CA can only remove their entry and the OC can only remove theirs.

However, how old is the OC entry? Removing older accounts could actually hurt more than help.

If this OC entry is contributing to your age/average age in a significant way, I would leave it.

Ironically, the OC is reporting only to TU and was opened in 1999, reported in 2005. Maybe I should leave that and only GW the CA, which is NCO unfortunately.

Message Edited by likewise on 09-04-2008 11:21 AM