Apparently a $0 balance medical collection I goodwilled a couple months ago deleted itself sometime in the last week, but I didn't get a FAKO change. So now my TU has 2 positive accounts, zero collection accounts and 2 PRs (BK and a judgment), so that has to be good. I am so tempted to buy myfico score, but I will wait until my quarterly update is due around the 1st week of March.
I guess I should just focus on being happy about the zero collections thing.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
New goal 675
Well I'm happy for you!!!! How's that? 
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
That's more than good enough, thanks! Now to get eq and ex as clean. My ex is also very good, but eq has been stubborn about helping me clean house.
Congrats, Starry. How old was that collection? Maybe all of the "pain" was already out of it.
Starting Score: 469
You guys are all more patient than I. I would have pulled the score the moment that I discovered the baddie was gone. 
Yeah, it was old enough. It was from March 07. I was in a car accident in 9/06 and apparently it went to collections before insurance paid.
when I was in my initial clean up when I first discovered this community, I was chronicling my progress, so I was pulling whenever anything happened. My EQ FICO went up by over 200 points in about four months. So, I was seeing improvements fast and furious. This time (I have some more clean up to do, due to a poor business venture), I am doing the same. It will be good to know what effect each baddie has on the score.
But then you only get to shake your booty in the happy dance once instead of lots of times. I'm just sticking to my guns about savings this year, so am not spending any unnecessary funds.
@Anonymous wrote:ByrdMan, it is killing me. I refresh my report daily through equifax because it was my lowest FAKO of the three. In my mind, I will be more pleasantly surprised with a larger jump than if I were to continuously see small less impressive ones.