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GW for string of lates to my old employer

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SwiftTone
Valued Contributor

GW for string of lates to my old employer

Hey everyone, I just wanted to get an idea of how to tackle a string of lates with GW letters.

 

Back in 2009 I had a string of 30 and 60 day lates on my auto loan through Toyota. In total, I have 5 30 day lates and 4 60 day lates. The reason being that I lost my job the day before xmas 2008. After depleting my savings, I started making late payments(or lack of) from March to December. The ironic thing is that before I lost my job, I worked for a Toyota dealership.

 

Anyways, I was wondering how I should tackle getting this off of my CR. I think this string of lates is by far hurting me the most . If I get this off of my CR, then I will only have 2 other unrelated 30 day lates.

 

Should I attempt to get them to remove all the baddies in one letter? Should I mention that I used to be an employee?

 

Give me some ideas please! Thanks a bunch Smiley Happy

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 1 of 3
2 REPLIES 2
SwiftTone
Valued Contributor

Re: GW for string of lates to my old employer

Forgot to add, this loan is now paid in full. It never went into collections/repo. Just paid it off in Dec/Jan.

 

I understand a Toyota Dealership and Toyota is different. But they are somewhat connected, Just want to know if I can use this as a boost.

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 2 of 3
SwiftTone
Valued Contributor

Re: GW for string of lates to my old employer

No one??

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
Message 3 of 3
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