So here is the question I have. I am a 24 year old college student and I am trying to do what I cant to get my credit history straightened back out now when I can afford to rather than later when I may not be able to. there are only 3 negative marks on my credit score 1.) approx. $900, 2.) approx. $250, and 3.) approx. $175. I am hopeing to be able to pay all 3 off by the end of January. The largest one I am going to have to take a settlement on because its just outside the range of what I can pull together. Is a GW the best way to go about trying to get them to remove the charges from my credit history even though I intend to pay the debits? Also, should I include my intention to pay the debts in the GW?
Thanks for the help,
Congrats!! I would like to know if you can pm me some of the emails you've sent GW letters too. It would be MOST appreciated. Just seeing this makes me excited.
OP, I moved your post to start a thread in Rebuilding.