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Okay my fellow credit builders, lol. I have 7 accounts with NelNet (why they are separate student loans I have no idea...lol) and allowed them to fall behind 120-150 days late. Each reporting tanked my score. Last week a GW letter was sent to some executives who took pity on my letter and gave me a second shot. Honesty truly is the best policy. i submitted documentation of each incident to substatiate my case. I checked my credit report this morning and EQ was the first to report the change in all 7 trade lines as PAID AS AGREED! To them I will forever be grateful. With all of this I am wodering if I will see a substatial increase in my scores?
Correction EQ, and EX has reported the changes. I am just awaiting TU....
Whooo Hooooo!!!!!
Ahhh, you give me hope! I have a recent 90 day late that took place while trying to get my payment option changed and a consolidation done.
I just sent a letter yesterday to the CEO to see if he would consider removing the late. I am hopeul for an outcome such as yours!
If you get a second, PM who and what address you mailed to so I can compare to mine, and if it was different I will know a different route to take if I don't get an answer.
Congrats MissMia75, thats great, I hope you get the increase your hoping for, keep it up and continued success.
Were the loans private student loans? I have loans with Sallie Mae and I thought about sending GW letters to them but I heard that with SL that aren't private loans that it is impossible to get them to delete the late payments.
@mocha82 wrote:Were the loans private student loans? I have loans with Sallie Mae and I thought about sending GW letters to them but I heard that with SL that aren't private loans that it is impossible to get them to delete the late payments.
Hey Mocha82 the student loans in question were not of a private entity. I dont see an issue with you sending the GW letters to Sally Mae. You will never get a response if you never ask a question. I say go for it!!! I am about to send you a PM real quick.
Congrats to you! I love to read about GW success!!!! I'm sure you'll see some increase in your FICOs