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After sending 22 letters to Midland Credit Management, I finally get a call from the CEO's secretary stating that Mr. Black (the CEO) is aware of my request and that it is under consideration. I've been told that I'll have a response within 48 hours. Hopefully this is a good sign. If not .... more and more letters until I wear them down. I'm determined to get this collection removed from my report.
@MizzB wrote:After sending 22 letters to Midland Credit Management, I finally get a call from the CEO's secretary stating that Mr. edited (the CEO) is aware of my request and that it is under consideration. I've been told that I'll have a response within 48 hours. Hopefully this is a good sign. If not .... more and more letters until I wear them down. I'm determined to get this collection removed from my report.
It worked. I received a call from a Compliance Analyst at Midland stating that the collection would be removed from my file.
I had GW luck with Wells Fargo Financial in deleting 1 30 day late. Closed account and only a year of payment history. It did take about 6 GW letters sent weeks apart but I can't complain!
GEMB/Mervyns, Triad Financial, and AMEX are still ignoring me. Anyone have any luck with those?
Congratulations MizzB! I am working on Midland as well. Can you share the address that you mailed your request to?
Thanks!
@TheVerdict wrote:Congratulations MizzB! I am working on Midland as well. Can you share the address that you mailed your request to?
Thanks!
8875 AERO DR STE 2
SAN DIEGO , CA 92123
I should tell you that each of my letters got more and more detailed and pretty much begged more and more. My last letter contained pictures of my wet drywall (due to a roof leak), proof of a recent respiratory infection and proof of a recent surgery. I basically told them that the conditions of my rental were barely habitable and that I needed this collection removed so that I could qualify for new housing (actually true if my rough leak isn't fixed soon). I also emailed several people, so I really dont know what worked email vs. mail.