No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Ms. S...,
I am in receipt of your response to my inquiry on the above captioned reference number – thank you for your reply.
As your response verifies the account is closed in your office as paid, I humbly ask for a goodwill deletion of this account with the credit bureaus as a one time courtesy credit clear on the satisfied account. With a new sense of value for positive credit reporting, I strive to maintain timely payments on all of my accounts. Unfortunately, this past negative collection account reflects a serious derogatory, however, is not a good indication of my present creditworthiness, which will adversely affect the interest rate offered to me as I begin the process for homeownership. Therefore, in the spirit of forgiveness, I ask for a gracious removal of this account.
Thanks again for your assistance,