I was under the false impression that Child Support was not used in calculating FICO scores. I have a feeling that I am terribly wrong, regardless of what is mentioned about it not being used in the calculations.
I have 36 late payments showing on my Child Support account on all 3 bureaus. It'll be september before those payments begin to tick off one each month FOREVER.
My only saving grace might be...in January of 2014, I settled off the books with child's mother. I can't remember if, on the affidavit of direct payments, we show a one time lump sum payments or HOPEFULLY we show the monthly payments.
Once summertime rolls around, I'll know for sure whether or not the late CS payments are effecting my score. Should have everything else cleared up by that time.
