Will NFCU ever forgive me? 7 year old Charge off nRewards Visa $5k limit. Ouch. Hate this. Regret it. Here's the thread!
OC recalls debt from CA, and then removes from CR! After PIF, or at time of PIF.
First data post, asking questions, remarks re: mortgage and not adding to credit profile!
EOS / CCA Collection Account Bonded/Licensed in your state?
Transunion EE of NFCU Charge-Off Request
Took my BoA secured card from 71% to 20%. Hit Experian Today. 21 point score jump. Capital one UTLfrom 33% to 0%. Has yet to hit. Hoping for at least another 10 point jump.
Hope it hits tomorrow! WooHoo!
Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
2nd card util down from 33% to 0%. Hit the bureaus today. Good for another 5 point bump. Total util today at 16.5%. So, next month total util to 1-2%. Carry balance on only one card!
I can't AZEO. I need another card. Waiting to close on mortgage march. Then, we'll see what happens.
If scores don't drop too much, I'll be apping. Especially, since all CAs are off and CO should be gone from all 3 bureaus close to that time. My AAoA will suffer, but reports will be clean!