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Getting Orginal Credit Lines Deleted After Collection is Deleted?

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Anonymous
Not applicable

Getting Orginal Credit Lines Deleted After Collection is Deleted?

Is it possible to get the orginal credit lines that are sold to collectors deleted? I have all the collections accounts paid and deleted off all three credit reports but the original credit lines are still there showing as deragotory.
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Getting Orginal Credit Lines Deleted After Collection is Deleted?

Yes, but YMMV.  Send GW requests and see what happens.

Message 2 of 3
RobertEG
Legendary Contributor

Re: Getting Orginal Credit Lines Deleted After Collection is Deleted?

There is no basis for requiring the OC to delete their reporting based on your satisfaction of the debt with the new owner.

The OC was required, upon their sale of the debt, to update their reporting to show a balance of $0.  They are thereafter out of the picture, and would only be required to delete their reporting if it could not be verified or corrected.

 

Attempts to get the OC to delete are by way of good-will requests that they voluntarily delete.

That is usually difficult after they have sold the debt, as they have then taken a loss, as they dont receive a penny of any payment you ultimately make to the new owner.

Losses by a creditor are usually not conducive to their grant of good-will, but you can give it a go.....

Message 3 of 3
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