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I have 9k in credit and I am wondering if it is possible to get a low interst loan to consolidate it. I have a 639 score so I think I am screwed. Any way I can get a loan or card like that or do I need a co signer with a great score?
Better luck with scores over 660, but I would start with credit unions. Especially if you have collateral. I apped with DCU but was denied because I didn't agree to close the accounts I was going to include. Lending Club is actually getting farther along than last time I apped and it's in the final stages for approval for 5 grand. What's holding your scores down besides balance?