cancel
Showing results for 
Search instead for 
Did you mean: 

Getting a credit consolidation loan

tag
ando35
Frequent Contributor

Getting a credit consolidation loan

I have 9k in credit and I am wondering if it is possible to get a low interst loan to consolidate it. I have a 639 score so I think I am screwed. Any way I can get a loan or card like that or do I need a co signer with a great score?

Message 1 of 2
1 REPLY 1
ryox03
Regular Contributor

Re: Getting a credit consolidation loan

Better luck with scores over 660, but I would start with credit unions. Especially if you have collateral. I apped with DCU but was denied because I didn't agree to close the accounts I was going to include. Lending Club is actually getting farther along than last time I apped and it's in the final stages for approval for 5 grand. What's holding your scores down besides balance?

$1,000 Amex ED, Amex PRG- NPSL,$5,000 Quicksilver Visa, $3750 CO Quicksilver One, $3,300 BarclayCard Rewards,$2000 Paypal Credit, $3500 Walmart, $1700 Target. $5000 Kay Jewlers, $3500 Amazon Prime Store Card, $1,600 Discover IT

652 EQ 661 TU 650 EX 4/19/2016
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.