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Who do I call to get my DOFD? Also I have a collection for Verizon that I know was only 56.00 that went to collections but now is reporting a higher amount. How do I go about finding if they are telling me the truth of the amount they claim is owed? I don't have the bills so I have no idea what the amount is on other collections on my report.
You can call the CRAs to find out the FCRA compliance date.
The CA more than likely added interest to the account.
How old is this bill, is it still within your states SOL?
@cjane1 wrote:Who do I call to get my DOFD? Also I have a collection for Verizon that I know was only 56.00 that went to collections but now is reporting a higher amount. How do I go about finding if they are telling me the truth of the amount they claim is owed? I don't have the bills so I have no idea what the amount is on other collections on my report.
You can also see your DOFD if you pull your free Equifax report from Annual Credit Reports