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This is my first time posting and I wanted to say after lurking for almost 5 months, I now feel brave enough to come forward. In 2014 I started my rebuilding journey with 24 items in collections and no credit card. Today, I now have only 6 items in collection most of them are falling off this year and I have a total 8 credit cards including my recently acquired Amex BCE. I've been doing most of this on my own until late last year when I came upon this website, which searching for information on credit limits. My next goal is to finish paying off my student loans and to purchase a house. Thank you guys for the great tips and tricks.
| Total CL: $321.7k | UTL: 2% | AAoA: 7.0yrs | Baddies: 0 | Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping |










Congrats on your wonderful progress. Thanks for sharing with us.....and welcome to myFICO family. ![]()
@RM21 wrote:
Welcome to the forum! Congrats on all of your success! Using these boards for guidance can really help any of us. With the rest of your collections falling off this year, you have even more success coming.
I am looking forward to that!
It is indeed a great feeling. ![]()