Good News Or Bad News

[koky]

Is it good when a credit company submits a dispute on your behalf to all 4 credit companies informing them to consider a goodwill gesture???? Any Experience???

[DaBears]

I have and never will recommend credit repair companies. GW's should come from you directly!!!!!

[guiness56]

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@DaBears wrote:

I have and never will recommend credit repair companies. GW's should come from you directly!!!!!

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+1

A dispute and a GW are two entirely different things. 

[koky]

Sorry Guys for the typo error... What I meant was, is it a good or bad news when a credit card company submits a dispute on your behalf to all 4 major credit bureaus??? Pls Help..

[guiness56]

If you disputed something with the CCC then they are supposed to send the dispute to the CRAs.

[koky]

Oh ok... thanks Guys..

[Shogun]

Depending on the wording of the GW it could have been thought of as a dispute.  Also I see a number of GWs winding up with dispute status.  Make sure you put the words "This is not a dispute" into the letter.

[koky]

Thanks Shogun...

[RobertEG]

That scenario makes zero sense to me.

If the creditor wishes to delete reporting, they simply do so.  They dont have to provide a reason to the CRA.

Asking a CRA to delete based on factors such as payment of a debt is directly contrary to the written policy of the CRAs.

[koky]

Ok Robert Eg... But that is what the Rep told me over the Phone... Am Fasting and Praying that this gets deleted... Will keep the forum posted..