@JoeRockhead wrote:This is good stuff all the way around, nicely done, congratulations!!
Thank you very much, I'm very excited about it! I do have to give credit where credit is due though. This all wouldn't have been possible if it wasn't for the community here and what everyone has taught me over the years. Thank you, everyone!! 
@tcolesz12 wrote:UPDATE: I finally got synchrony bank/Paypal to remove the late payment (120) from my report. I received a call from them on 1/17/2023 and this morning received an email that they have removed the late payment and my Experian is already showing the update. Now the only baddie I have left is a CO with Capone. (first, late was Aug of 2018). Wish me luck on having them to remove it early (one can wish)
Very nice, congrats! And Good luck with Cap One.
@OmarGB9 wrote:
@tcolesz12 wrote:UPDATE: I finally got synchrony bank/Paypal to remove the late payment (120) from my report. I received a call from them on 1/17/2023 and this morning received an email that they have removed the late payment and my Experian is already showing the update. Now the only baddie I have left is a CO with Capone. (first, late was Aug of 2018). Wish me luck on having them to remove it early (one can wish)
Very nice, congrats! And Good luck with V
Cap One.
Yeah, that's going to be the hardest fight ever, they are a very tough nut to crack.
@tcolesz12 wrote:Wanted to give everyone here an update I was FINALLY able to crack Amex on getting my two late payments from Dec 2018 and March 2019 taken off Experian as of yesterday I got the notification today. I just stayed positive the entire time and never gave up. I've been able to get Discover, Amazon/synchrony bank, and now Amex to take lates off my credit report. It took me about 1.5 years of sending GW letters for one to finally work. Granted my score only went up 6 points but it's better than having it on my report. Now I just have to get Capone and Paypal removed somehow hahahaha.
For those who are going to ask my Amazon/synchrony bank and Amex were closed by them but I paid them in full. I got back in with Amex about 1.3 years ago and have been using my Amex gold card a lot since then. Discover the card was never closed and it has been open for about 7-8 years so have a long history with them. Amazon was pure luck honestly.
That's great! CONGRATS! Uff, I've been trying to get my 30days late removed by Amazon for ages with no luck :-( How'd you do it?
@financialfreedom777 wrote:
@tcolesz12 wrote:Wanted to give everyone here an update I was FINALLY able to crack Amex on getting my two late payments from Dec 2018 and March 2019 taken off Experian as of yesterday I got the notification today. I just stayed positive the entire time and never gave up. I've been able to get Discover, Amazon/synchrony bank, and now Amex to take lates off my credit report. It took me about 1.5 years of sending GW letters for one to finally work. Granted my score only went up 6 points but it's better than having it on my report. Now I just have to get Capone and Paypal removed somehow hahahaha.
For those who are going to ask my Amazon/synchrony bank and Amex were closed by them but I paid them in full. I got back in with Amex about 1.3 years ago and have been using my Amex gold card a lot since then. Discover the card was never closed and it has been open for about 7-8 years so have a long history with them. Amazon was pure luck honestly.That's great! CONGRATS! Uff, I've been trying to get my 30days late removed by Amazon for ages with no luck :-( How'd you do it?
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