Looking to send a goodwill letter to Sofi on a 32-day late payment. This is my first late payment, any tips or advice would be greatly appreciated. Has anyone had any similar experience with Sofi ?
I looked everywhere and cant find any success stories. You can write the exec team and explain why you were late and hope for the best. I dont remember seeing any personally. 1 30 day late loses its ding after a couple yrs.
You can send the letter.
You can also call customer service and explain why there was the late. I was able to get a goodwill deletion of a 30-day late from Cap 1 in 2022 through a customer-service person.
Never hurts to try. I hope you get the deletion.