Got an Early Exclusion

Anonymous · ‎09-01-2015

For my judgment from Transunion today. It was due to come off in March! So happy!! One of my credit cards are reporting on the 3rd. I hope to see a score increase!

TRC_WA · ‎09-01-2015

LMAO... grats OP.

Now read my thread from earlier today and let me know how you did it...

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Requesting-TU-EE-ugghhhh/td-p/4210775

Mine are also due to come off in March... and I haven't gotten anywhere in my calls today.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

Anonymous · ‎09-01-2015

Just responded. 😊

Anonymous · ‎09-01-2015

Oops my card reports on the 7th.

Anonymous · ‎09-01-2015

Congrats! I tried to get something taken off that was due to fall off in March as well from my Transunion, (my only baddie on any report, ugh!). Unfortunately, I had no patience and tried early last month, so no go. Way to go!

Anonymous · ‎09-01-2015

I wait until today sept 1, that puts it exactly 6 months. Call today. 😊

TRC_WA · ‎09-01-2015

@Anonymous wrote:
I wait until today sept 1, that puts it exactly 6 months. Call today. 😊

... and let us know if you succeed. I'm calling back now.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

Anonymous · ‎09-01-2015

Well, actually I'm really just assuming no go for mine, I did the dispute online and they never got back to me, and I was locked out of the status website for the longest time. As luck would have it, I'm no longer locked out, and it said my dispute should be completed by Monday. So, I'll just wait until then and then if it still doesn't come off, maybe I'll call then.

Anonymous · ‎09-03-2015

Maybe I should have left the judgement on. J/k. Updated today and I lost 2 points. Ugh

Anonymous · ‎09-08-2015

It has to be rebucketing. Didn't you get a judgement removed before and you got 66 pts? I only remember because that's exactly what I got when mine was removed from TU. I will say that I have no other baddies on my report so that could be the difference. I totally agree, even a few points loss is better than having these things capping our credit reports. I think I saw somewhere that it is almost impossible to get past a 725 with a judgement and everything else perfect. Have you had any luck with the other two or are you going to wait another 3 months. Congratulations, by the way.