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Got collection removed from 2 of the 3 bureaus. What's next?

cedric_86
Valued Member

Got collection removed from 2 of the 3 bureaus. What's next?

i have 2 medical collections on my report from RMP, LLC. I think it used to be IMC for Community Hospital.

I was able to use the WhyChat method and get them removed from EQ and TU.  It still shows on EX.

Because it was removed from 2 CRAs, can I send in my deletion letters to EX showing it was removed from the other 2 so that they will remove it also?

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2 REPLIES 2
LaHossBoss
Valued Contributor

Re: Got collection removed from 2 of the 3 bureaus. What's next?


@cedric_86 wrote:

i have 2 medical collections on my report from RMP, LLC. I think it used to be IMC for Community Hospital.

I was able to use the WhyChat method and get them removed from EQ and TU.  It still shows on EX.

Because it was removed from 2 CRAs, can I send in my deletion letters to EX showing it was removed from the other 2 so that they will remove it also?


this is a common question and the answer is "no". A credit bureau will not delete something just because another did. Then what would be the point of 3 different CRAs if they were all the exact same? They each do their own investigation and determine if it stays or goes based on the evidence you submit.

 

Good luck!




Starting Score: 2•20 | EQ 550 | TU 498 | EX 505
Current Score: 2•21 | EQ [F8 640] [F9 645] [EQ5 678] [VS3 651] | TU [F8 611] [F9 595] [TU4 629] [VS3 605] | EX [F8 612] [F9 651] [EX2 628] [VS3 589]
Goal Score: 670


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SO Starting Score: 2•20 | EQ 502 | TU 484 | EX 521
SO Current Score: 2•21 | EQ [F8 665] [F9 659] [EQ5 657] [VS3 655] | TU [F8 673] [F9 659] [TU4 644] [VS3 674] [VS4 658] | EX [F8 659] [F9 664] [EX2 638] [VS3 680]
Goal Score: 670 [X] TU


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Message 2 of 3
cyrusvalentino
Frequent Contributor

Re: Got collection removed from 2 of the 3 bureaus. What's next?

Since your using the WhyChat method I can only assume you attempted to get the debt recalled by the OC, and tried to settle the debt for PFD. But with that said I'd follow the steps fully outlined in the WhyChat method which include contacting the OC, and many other steps which we cannot directly discuss here.



Starting Score (05/14/2020):

Current Score (07/01/2020):

Goal Score (01/01/2021):

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