HELP!!!! SECURE CHECK, LLC RUINING MY CREDIT -- DOWN 40+ POINTS
I HAVE WORKED SO HARD AND NOW THIS......
I had a RETURNED CHECK from a checking account that I closed out last year and another RETURNED CHECK from an account they say in 2001. The 2001 as you can see below is reporting as OPENED 02/01/2008.
I paid Secure Check months back after I saw the one (#834) hit TU and wasn't aware of it for the first one. After payment it was reported to EX and EQ.
The JULY 11TH 2001 one I did not even know about. Since then, it has hit EQ and EX today. It cost me over 40 points on EX alone. How can I get rid of these? Here is how they are reading:
TRANSUNION Account Name: SEC CHECK Account Number: 834XXXX Acct Type: Collection Account Acct Status: Closed Monthly Payment: Date Open: 2/14/2008 Balance: $0.00 Terms: High Balance: Limit: Past Due: Payment Status: Payment after charge off / collection Comments: Paid collection
EXPERIAN / EQUIFAX SECURITY CHECK LLC SECURITY CHECK Account Number: 834XXXX 834XXXX Acct Type: Returned Check Collection Account Acct Status: Closed Closed Monthly Payment: Date Open: 2/1/2008 2/1/2008 Balance: $0.00 Terms: 1 Month High Balance: Limit: Past Due: Payment Status: Paid, was a collection account, insurance claim or government claim or was terminated for default Paid Comments: RETURNED CHECK Paid
EXPERIAN SECURITY CHECK LLC Account Number: 173XXXX Acct Type: Returned Check Acct Status: Closed Monthly Payment: Date Open: 2/1/2008 Balance: $46.00 Terms: 1 Month High Balance: Limit: Past Due: $46.00 Payment Status: Seriously past due date / assigned to attorney, collection agency, or credit grantor's internal collection department
Re: HELP!!!! SECURE CHECK, LLC RUINING MY CREDIT -- DOWN 40+ POINTS
Follow the advice given and add credit report lock on your credit reports! I know atleast Equifax offers it! Or you can go to lifelock.com to stop people from running your credit without your permission!