HIPAA Dispute... Uh-oh

Tons_of_Debt · ‎08-19-2008

So I sent the pre-hipaa letters to the three CRAs, and I noticed today that on my Equifax report, the Creditor Name and OC have been removed, leaving only the account number, condition, amount, etc.

Will this ruin my chances of getting this removed per HIPAA? They aren't reporting any medically identifiable information... am I out of luck?

08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX

Bella1980 · ‎08-19-2008

Oh wow....it will be interesting to see the answer to this.

Starting Score: TU- 682, EQ- 698, EX- 713
Current Score: TU- 723, EQ- 747, EX- 737
Goal Score: 760 PLUS FICO's

Take the myFICO Fitness Challenge

Tons_of_Debt · ‎08-19-2008

I will... I had originally sent PFD to CA before I knew about HIPAA process. I just received Debt Validation in the mail yesterday but it didn't come with a letter or anything... just the bill receipt. :-(

Have I lost my HIPAA rights??!?! :-(

08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX

fused · ‎08-19-2008

You haven't lost anything! Has the CRA sent you anything?