HIPPA Letter worked!!!!

Tpelc23 · ‎03-16-2012

So thankful this board. I did a HIPPA letter on a $1,800.00 medical bill and it worked. Now I'm just waiting on my score watch alert so I can see another jump!! I am now collection free on that report.

2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUB

amanda1266 · ‎03-16-2012

I had success with the Pre-Hippa letter.. Transunion and Experian deleted all medical collections.. Now waiting for Equifax... Hope they delete too!

Tpelc23 · ‎03-16-2012

Experian is giving me a hard because I disputed the account over the interent last year. I'm calling them now.

I have yet to send a letter to Transuion as I need to wait 3 months from the online dispute date. Did that before I realized Hippa process.

2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUB

sdilley14 · ‎03-16-2012

Were these collections paid or unpaid?

Starting Score: TU:437 (2009)
Current Score: TU:659 (06/2012) / 647 (11/2011)
Goal Score: TU:720

Take the FICO Fitness Challenge

Tpelc23 · ‎03-16-2012

This was unpaid.

2/28/12 -TU FICO 646 3/28/12 TU-FICO 647 4/19/20 TU-662,
2/28/12 - EQ FICO 557 3/14/12- EQ FICO 600 3/16/12 EQ FICO 623, EQ FICO 628, 7/2/12 662
2/20/12 - EXP FAKO 620 3/16/12 FAKO 631 FAKO 643 3/28/12 655 (MTG pull) 5/7/12 698

CURRENT GOAL MID 640 LONGTERM 700 CLUB

sdilley14 · ‎03-16-2012

Nice. I'll be sending out letters today as well.

Starting Score: TU:437 (2009)
Current Score: TU:659 (06/2012) / 647 (11/2011)
Goal Score: TU:720

Take the FICO Fitness Challenge

Rut706 · ‎05-29-2014

I'm a newbie to this site and have found some VERY helpful information. I came across this forum and wanted to know what's the HIPPA letter???

guykara · ‎05-29-2014

We can't talk about the HIPPA process here, please search Why Chat's HIPPA process on google.

Starting Scores (10/18/2013): EX: 603 | EQ: 572 | TU: 659
5/05/2014 EX: 628 | EQ: 627 | TU: 623
5/25/2014: EX: 628 | EQ: 635 | TU: 623
Current Scores: EX: 670 | EQ: 663 | TU: 681
Goal Scores: 680 across the board

Take the myFICO Fitness Challenge

fishbjc · ‎05-29-2014

It's a good thing, had a bunch removed myself!

cjvazquez · ‎05-29-2014

Could you send through PM what your letter looked like? I have a few that need gone ASAP

Thanks Bunches!!!