due to a certain issue that came up in my life I recently maxed out my credit cards, all 5 of them and my score dropped 80pts. I would hope once i get these back down again, I'll get my 80 points back. But we'll see.
PS. I just remembered, my average age of accounts also took a drop since some are new accounts, so that probably has a big play in my score drop, along with me maxing them out. I hope in 6months to see a much better score by the age of accounts changing, the continued on time payments and reducing my cc debt to near nothing.