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HSBC residuals thru Cap 1

Valued Contributor

HSBC residuals thru Cap 1

  1. I have several old 30 day lates....showing on my credit report from HSBC and Orchard Bank that transitioned to Cap 1 cards.  Why is Cap 1 reporting me to have missed payments when I never have missed a Cap 1 payment.  I have dispute these payments but they remain.  Anybody else have this problem?
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Community Leader
Legendary Contributor

Re: HSBC residuals thru Cap 1

Did the account simply transition in ownership, and is thus a continuation of the old account, or is it an entirely new accunt with a new account agreement?

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