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Hard Inquiry and Scoring


Hard Inquiry and Scoring

Good morning guys. I applied for a home loan in September scores were 648,648, and 642 didnt find a home and three lenders pulled my credit within the 30 day period. Just app'd again on Monday and my scores had dropped to 643,639, and 635 due to consolidated student loan, again 3 lenders pulled. How will my scores be affected if I app again in March??? Scared all the hard inquiries will make my scores drop. Any suggestions??????

No place to go but UP

EQ 632
EX 648
TU 648
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Epic Contributor

Re: Hard Inquiry and Scoring

All inquiries for a mortgage over a certain period of time, I believe 30 days, are looked at as one by FICO.

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