cancel
Showing results for 
Search instead for 
Did you mean: 

Hard or Soft?

tag
Anonymous
Not applicable

Hard or Soft?

Does a potential creditor see all your soft inq., as well as all your hard? Is the cra report you get, different from one a creditor sees? Would they get more complete info. than you would? Do they ever see information you dont know exists?
Message 1 of 2
1 REPLY 1
fused
Moderator Emeritus

Re: Hard or Soft?



Flatbroke_Again wrote:
Does a potential creditor see all your soft inq., as well as all your hard? Is the cra report you get, different from one a creditor sees? Would they get more complete info. than you would? Do they ever see information you dont know exists?


- only you and the CRAs can see the soft inqs, creditors cannot view these
- anyone who pulls your reports will see the hards
- creditors see what you see when you pull your own reports (again, except for soft inqs), they are not viewing anything that you cannot see or access.
Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.