Ok Harvard Collections are trying to get out easy! They sent a billing statement(claiming to be from sprint) that shows a breakdown of the bill, showing taxes, other charges, orig. amount etc. But they didnt send any other information i requested in the DV letter! Should i DV again, or write asking for more validation?
They did not include any of this stuff:
• Signed credit application between myself and the original creditor
• Copies of all signed vouchers from the date account was opened until default
• Copies of all statements from the date account opened until default
• Proof of the statute of limitations
• Proof of agreement that you were hired by the Original creditor (creditor as defined by the FDCPA) or
• A copy of the contract that Harvard Collections purchased the alleged debt.
• If the alleged debt was purchased, provide a copy of an agreement between Harvard Collections
and myself, signed by me, stating that I have a contractual responsibility to Harvard Collections for the alleged debt
• Provide proof that Harvard Collections is bonded/Licensed for debt collecting in the State of NC
Like i said before they did include a billing statement and thats it! It looks as if they made this billing statement! It didnt have the sprint logo or anything on it, it looked like it was typed up... I will try to scan it and post it!
Rebuilding and Reducing Debt, is my game plan.
