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Has anybody tried doing this?

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Anonymous
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Has anybody tried doing this?

I have composed a letter for EQ to request addition of 3 positive TLs to be included in my CR.  I am trying to find out if any of you guys tried this in the past and been successful?  Thanks again for future responses.   
 
Message 1 of 7
6 REPLIES 6
Anonymous
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Re: Has anybody tried doing this?

Many have tried.........not sure if any succeded.
 
You'd have better luck trying to get the creditor to report.
Message 2 of 7
Anonymous
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Re: Has anybody tried doing this?

These are actually old auto loans.  Not sure if EQ reported them in the past and just deleted it earlier, but aren't positive TLs suppose to report as long as 10yrs?  I figure these accounts not showing up have affected my account age with EQ.  What do you guys think?
Message 3 of 7
Anonymous
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Re: Has anybody tried doing this?

Closed, positive accounts will remain for 10 years from closed date.
 
FCRA doesn't give a minimum reporting time, just a maximum.
Message 4 of 7
Anonymous
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Re: Has anybody tried doing this?

Never seen it done, have tried many times myself.  They almost always just won't do it.  The only chance would be to call the creditor and ask/beg them to report it, if only once.   Have them send you a confirm in writing........
Message 5 of 7
Anonymous
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Re: Has anybody tried doing this?

Fortunately, I still have an old copy of my EQ cr dated 6/14/06 with "all" of these missing installment in them.  I think I would give it a shot and see what happens. Would update everyone if it's a success. 
Message 6 of 7
Anonymous
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Re: Has anybody tried doing this?

IMO the CRAs will not do it!!  They will tell you to contact the creditor!
 
You can call the OCs and see if they will report but they do not have to.
Message 7 of 7
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