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Has anyone heard of LendingPoint?

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Anonymous
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Has anyone heard of LendingPoint?

I've googled and not found much on these folks, as it seems to get tied into lending club erroneously. Usually with the OneMain and Prosper letters, it's spelled out in fine print that it's a collateral loan, etc, etc. This one has no terms data other than pre-approved up to 15K at 13.99% APR. 

 

Has anyone dealt with these guys? Are they just some fancy form of payday loan outfit? Any experience or info would be greatly appreciated. 

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