Having a very hard time with Experian EE

Anonymous · ‎07-23-2015

TU gave me the eary exclusion after calling twice then speaking with a supervisor. No go with Experian. The debt is unpaid and due to fall off of my report in October of this year. I've read a lot of people's success stories with getting and EE three months early with Experian. I tried calling again today. Still no luck. Maybe next month? I asked the lady when the earliest it can be removed. She said October. I requested to speak to a supervisor. None were available. She said one would call me back. Shouid I just keep on calling?

Whitneyy · ‎07-23-2015

I would keep calling actually, and for October I would try at the end of August.

GOAL - 700 FICO across the board!

SunriseEarth · ‎07-23-2015

@Anonymous wrote:
TU gave me the eary exclusion after calling twice then speaking with a supervisor. No go with Experian. The debt is unpaid and due to fall off of my report in October of this year. I've read a lot of people's success stories with getting and EE three months early with Experian. I tried calling again today. Still no luck. Maybe next month? I asked the lady when the earliest it can be removed. She said October. I requested to speak to a supervisor. None were available. She said one would call me back. Shouid I just keep on calling?

Just remember that EE is essentially a GW request of a CRA. It's not a guarantee. Just like any other GW efforts, it may take multiple efforts to be successful, if at all. In my experience with EX, I was only able to get them to remove one month early. EE requests are very much YMMV.

Anonymous · ‎09-02-2015

I had an old Merrick Bank line item on EX that EQ & TU removed after disputing. EX had it set to be remove in Oct 15 so I called on Sep 1 and asked for EE (along with 8 INQ's set to be removed in Oct) and they removed them all. Within an hour I received an email with an updated report and sure enough they were gone. My EX FICO score jumped 80 points to 672! Once I pay down my $6k Citi balance, my scores should be near 700 which is crazy considering I was in the 500's just a few months ago.