Re: Hello, I just joined the community today. - myFICO® Forums

CT3 · ‎01-08-2022

I am new to understanding more about credit. I have recently started my journey to improving my credit score. I am here to learn all I can.

Starting Score: 541
Current Score: (As of 4-16-22) EX 639 TU 623 EQ 594
Goal Score: 700

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FireMedic1 · ‎01-08-2022

Welcome. Post all you you need to know to get things going. Were all here to help out.

Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my rebuild after BK from learning here. Started 540's. FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.

Anonymous · ‎01-08-2022

@CT3 wrote:
I am new to understanding more about credit. I have recently started my journey to improving my credit score. I am here to learn all I can.

It is most important to have the highest score that you have a few revolving credit cards and if possible a loan. Like a car loan or an unsecured loan. Paying every month on time and your scores will climb. If there is anything bad on your credit reports please post them so a cause of action can be figured out..

Thanks

Mark

Reviewers · ‎01-08-2022

Welcome to myFICO! Nice credit goal in your sig, hopefully with the information on this forum and if you have any questions you'll be able to meet it!

My Scores:

Wishlist Cards:
Capital One Venture X

tparks5961 · ‎01-08-2022

Coming to these forums is like a starving man standing in front of a buffet.

You have all the information to help you'll ever need here, you just have to absorb it all.. Anything you will ever need can be found by looking for it.

Good luck!

Last Inquiry 12/23/2022 Ally Bank Mortgage
Fico Score Progression: 10/1/2018 EQ 530 TU 535 EX 540 | 1/10/2023 EQ 785 TU 789 EX 787

Anonymous · ‎01-08-2022

Welcome to the group. If any questions just asked, great bunch of folks here to help guide you.

OmarGB9 · ‎01-08-2022

Hello and welcome to MyFICO!

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Aim_High · ‎01-11-2022

@CT3 wrote:
I am new to understanding more about credit. I have recently started my journey to improving my credit score. I am here to learn all I can.

Hello, and welcome to My Fico Forums @CT3!

There's a lot of great people and resources to help you along the way.

Welcome aboard!

Business Cards

Length of Credit > 40 years; Total Credit Limits >$700K
AoOA > 30 years (Jun 1993); AoYA (May 2023)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.