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Hello, I just joined the community today.

CT3
Member

Hello, I just joined the community today.

I am new to understanding more about credit. I have recently started my journey to improving my credit score. I am here to learn all I can. 

Starting Score: 541
Current Score: (As of 4-16-22) EX 639 TU 623 EQ 594
Goal Score: 700


Take the myFICO Fitness Challenge



Message 1 of 8
7 REPLIES 7
FireMedic1
Super Contributor

Re: Hello, I just joined the community today.

Welcome. Post all you you need to know to get things going. Were all here to help out.





Homeowner since Sept 2020. My posts are JMHO. My siggy is not to brag. Just sharing my experiences after BK from learning here from rebuild to recovery from the @ 540's.
Message 2 of 8
mark3038
Established Contributor

Re: Hello, I just joined the community today.


@CT3 wrote:

I am new to understanding more about credit. I have recently started my journey to improving my credit score. I am here to learn all I can. 


It is most important to have the highest score that you have a few revolving credit cards and if possible a loan. Like a car loan or an unsecured loan. Paying every month on time and your scores will climb. If there is anything bad on your credit reports please post them so a cause of action can be figured out..

Thanks

Mark

Please note; My postings are my opinion only. You can accept them or reject them. Thanks, Mark
Message 3 of 8
Reviewers
Established Contributor

Re: Hello, I just joined the community today.

Welcome to myFICO! Nice credit goal in your sig, hopefully with the information on this forum and if you have any questions you'll be able to meet it! 

My Scores:


Wishlist Cards:
Capital One Venture X
Message 4 of 8
tparks5961
Regular Contributor

Re: Hello, I just joined the community today.

Coming to these forums is like a starving man standing in front of a buffet. 

 

You have all the information to help you'll ever need here,  you just have to absorb it all.. Anything you will ever need can be found by looking for it.

 

Good luck!

Last Inquiry 5/15/2021 (5/3 Auto Loan & Ally Financial Auto loan, both approved $63,000.00 & $53,000.00).
Fico Score Progression: 10/1/2018 EQ 530 TU 535 EX 540 | 8/30/2021 EQ 764 TU 759 EX 754
In the garden till 5/15/2022
Message 5 of 8
Ragnar
Established Member

Re: Hello, I just joined the community today.

Welcome to the group. If any questions just asked, great bunch of folks here to help guide you.


Current Banks & CUs:


Starting Score: 541
Current Score: 635
Goal Score: 750

Take the myFICO Fitness Challenge   Garden Club Challenge: May 2023
Message 6 of 8
OmarGB9
Community Leader
Super Contributor

Re: Hello, I just joined the community today.

Hello and welcome to MyFICO! Smiley Happy


Last App: 12/27/2021
Penfed Power Cash Rewards Visa Signature

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 7 of 8
Aim_High
Senior Contributor

Re: Hello, I just joined the community today.


@CT3 wrote:

I am new to understanding more about credit. I have recently started my journey to improving my credit score. I am here to learn all I can. 


Hello, and welcome to My Fico Forums @CT3Smiley Happy

There's a lot of great people and resources to help you along the way. 

Welcome aboard!



Length of Credit > 35 years; Total Credit Limits > $600K
AoOA > 29 years (Jun 1993); AoYA (Nov 2021)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 8 of 8
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