Thanks in advance to any help with this post as I am looking to refinance in August:
I am looking for guidance and am not sure if or what i should do with this???
It was a reaffirmed debt in my ch-13 filed 10-2005. It was paid off in a refinance in 08-2006.
It is listed on TU as an adverse acct.
What would be my best strategy to make this better? Or is it to risky to mess with it, and should I leave it alone?
- I've read missing balances are not good.
- what would be a better pay status (if there is one for reaffirmed debt)
- should balance date be updated to 08/2006
Litton Loan - Conventional Real Estate Mortgage
Acct # xxx xxxx
Ownership - joint
Date Open - 08/1997
Balance Date - 11-2005
Balance Amount - ______
Monthly Pymt - ________
High / Limit - $95,480
Acct Status - wage earner or similar plan
Prior Delinquency -
